Services
We serve businesses, farmers and individuals in two ways: accessible lending to help you grow, and agency banking and payment services to help you transact. Explore both below.
Lending
Working capital and growth financing for small and medium enterprises. Whether you need to buy stock, fulfil a large order, or expand, we provide funding structured around how your business actually earns.
Finance built around the farming calendar. We support farmers and agribusinesses through the full cycle — from inputs at planting to working capital through to harvest and sale.
Acquire the equipment, machinery, and assets your business needs without paying the full cost upfront. We finance the tools that help you produce, trade and grow.
Beyond lending, we trade in goods and support the supply needs of the businesses and individuals we serve — a practical partner for both finance and trade.
Agency banking & payments
A technology-driven payments arm serving individuals, SMEs, corporates, schools, hospitals and government agencies — securely, using approved financial-service partners.
Everyday banking brought closer to your community. Through our agency network, customers can carry out core transactions without travelling to a bank branch.
Point-of-sale terminals and support for merchants and agents — reliable card and transfer acceptance so you can serve customers and get paid without friction.
Pay bills and move money quickly and securely. We handle everyday payments for individuals and businesses, backed by secure systems and industry best practices.
Customised revenue collection for public and private institutions. We help organisations collect, track and reconcile payments efficiently and transparently.
How our financing works
Every financing arrangement comes with a written agreement in plain language. We set out the amount, the charges, and the repayment schedule clearly before you commit, so you always know exactly what you are repaying and when.
Our charges may combine fees and, where relevant, commission — each disclosed to you clearly and in advance. Talk to us and we will tell you honestly what we can offer.